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The Importance of Exposure Limits


Event Details*
Thursday, April 1, 2021
On-Demand; 1.2 AAP, APRP CEU Eligible

Learning Level: Intermediate

Event Registration**
Member Price:     $225.00
Non-Member Price:   $325.00

Session Description:

Identify exposure limits and ensure Originators are in compliance with the Nacha Operating Rules. 

ODFIs are required to assign exposure limits to all Originators, and this should be done in a way that reflects the nature of the risk the Originator represents. ODFIs must then figure out how to set these limits in a way that is consistent with their risk profile as an institution. Exposure in a payment system is based upon settlement and not using a long-term view of whether a client can cover that exposure. This can be very tricky, which is why this session aims to make this requirement less onerous and painful to ODFIs by explaining the reasoning, the value and importance of these limits. The session will also look at how Same Day ACH can impact exposure limits.

Attendees will leave the session with an understanding of:

  1. The Originator selection process;
  2. Origination Agreement requirements;
  3. Criteria used to determine exposure limits;
  4. Establishing, monitoring, and reviewing exposure limits;
  5. Reporting requirements for Originators/TPS. 
Elyssa Morgan, Director, Membership, NEACH

  • ACH Operations staff
  • ACH Managers
  • Compliance Officers
  • Electronic Payments Professionals
  • AAPs and APRPs looking to keep up with Rules changes and wanting to earn CEUs
You might also like:
  • All Onboard: Payment Onboarding
  • How to Talk to Your Originators 

*Please note that the access information will be sent to you in a separate email upon receipt of payment.  Access information and support are only provided during normal business hours.
** This event is part of the NEACH Education Club.  Members who join the Club save $75 off the cost of this event.

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